Credit Cards

What is APR & How is it Different from Interest Rates

What is APR & How is it Different from Interest Rates

Annual percentage rate (APR) is the cost of borrowing money through your credit card. Here's how it works and why it differs from the interest rate

What is Credit Limit & How Do You Increase It?

What is Credit Limit & How Do You Increase It?

A credit limit restricts the amount you can charge to your credit card. If you're unhappy with your current limit, there are ways to give it a boost

Debit Card vs Credit Card: When To Use Each

Debit Card vs Credit Card: When To Use Each

Both debit and credit cards serve crucial functions in your finances. Here's how the two compare with one another and the benefits each offers.

Here’s What a Secured Credit Card Is

Here’s What a Secured Credit Card Is

A secured credit card is an excellent tool for fixing or building up your credit score. Here's how it works and what you need to qualify for one.

How to Get a Credit Card: 7 Things to Know

How to Get a Credit Card: 7 Things to Know

So you're interested in getting a credit card but don't know where to start? Read these 7 steps to find out how to get started.

What is an Unsecured Credit Card

What is an Unsecured Credit Card

A unsecured credit card is one of the most popular financial tools around. Here's how it works, the benefits it offers, and what it takes to get one.

What is a Rewards Credit Card?

What is a Rewards Credit Card?

Looking for a way to obtain more discounts on the merchandise you buy or your next vacation? Then a rewards credit card may be a good fit for you.

What is a Charge Card?

What is a Charge Card?

At first glance, a charge card looks and functions exactly like a regular credit card. But there are some subtle differences that make it unique.

What is a Prepaid Credit Card

What is a Prepaid Credit Card

Have you ever wondered what a prepaid credit card is and if it's worth getting one? If so, here's a primer on how these cards work and what they offer

What Is A Chargeback & How Do I Request One?

What Is A Chargeback & How Do I Request One?

Occasionally, you may come across an illegitimate transaction on your credit card statement. By filing a chargeback request, you can get it removed.

Credit Card Security Code (CVV): What Is It & How To Find It

Credit Card Security Code (CVV): What Is It & How To Find It

When you make a credit card purchase online you'll have to provide your card's security code. Here's where to find it, and why it's so crucial.

Understanding Credit Card Expiration Dates

Understanding Credit Card Expiration Dates

Credit cards last only a few years before expiring. However, there are good reasons for their short lifespan - and getting a replacement is a cinch

A Guide to Different Types of Credit Cards

A Guide to Different Types of Credit Cards

With so many different types of credit cards around, knowing how each works can be challenging. This detailed guide covers what you need to know.

A Guide to Balance Protection Insurance & Credit Card Insurance

A Guide to Balance Protection Insurance & Credit Card Insurance

Balance protection insurance may offer certain benefits. Discover out how it works, what it can cost, and whether it is worthwhile for you.

Why Do I Have a Negative Credit Card Balance & What Should I Do?

Why Do I Have a Negative Credit Card Balance & What Should I Do?

Once in a while you may spot a negative balance on your credit card account. Here's why this might occur and what you can do about it

6 Tips to Avoid Credit Card Scams

6 Tips to Avoid Credit Card Scams

Credit card scams and fraud are increasing rapidly. There are several simple steps you can take to avoid becoming the victim of credit card fraud.

Here’s How To Pay Your Credit Card

Here’s How To Pay Your Credit Card

Timely credit card payments are key to avoiding financial trouble. Learn how credit card billing works and how to pay your credit card bill.

Here’s How To Cancel a Credit Card

Here’s How To Cancel a Credit Card

Do you have a credit card you longer have any use for? Here's how to cancel it the safe and smart way in a few easy steps.

How Many Credit Cards Should I Have?

How Many Credit Cards Should I Have?

Credit cards are popular, convenient, and flexible financial tools. Does that mean that owning multiple cards is ideal? And can you own too many?

Seeing a Purchase Interest Charge? Here’s What You Need To Know.

Seeing a Purchase Interest Charge? Here’s What You Need To Know.

Purchase interest charge can be a nightmare when your credit card debt starts to get out of control. Let's go over how it works and how to avoid it.

Credit Card Interest & Payments Explained

Credit Card Interest & Payments Explained

Understanding how credit card interest works and how to time your payments is crucial if you wish to avoid interest charges hitting your account.

Credit Card Balances: Current vs Statement Balances Defined

Credit Card Balances: Current vs Statement Balances Defined

Ever wonder why your current credit card balance sometimes differs from the one on your statement? Here's a breakdown of why that's the case.

Cash Back Credit Cards Explained

Cash Back Credit Cards Explained

Cash back credit cards allow you to earn rewards on your purchases that you can then redeem for cash. Here's how they work and how much you can earn.

Credit Card Minimum Payments: Everything You Need To Know

Credit Card Minimum Payments: Everything You Need To Know

To keep your credit card account in good standing, you must pay a minimum amount each month against your balance. Here's how minimum payments work.

Credit Card Cash Advances and Cash Advance Fees: Avoid If Possible

Credit Card Cash Advances and Cash Advance Fees: Avoid If Possible

Thinking of taking out a cash advance? Read this first.

5 Strategic Ways to Pay Off Credit Card Debt

5 Strategic Ways to Pay Off Credit Card Debt

Credit card debt can wreak havoc on your finances if not managed properly. Here are five strategies you can employ to wipe it out

What is a Balance Transfer between Credit Cards?

What is a Balance Transfer between Credit Cards?

A credit card balance transfer can save you money on interest charges and help pay off your debt faster. Here's how it works and how to get started.

A Guide to How Credit Cards Work

A Guide to How Credit Cards Work

Credit cards are among the most valuable and practical financial tools. Here's how they work and the best practices to follow when using them