Credit Cards

How to Increase Credit Limit?

How to Increase Credit Limit?

A credit limit restricts the amount you can charge to your credit card. If you're unhappy with your current limit, there are ways to give it a boost

What is APR on a Credit Card?

What is APR on a Credit Card?

Annual percentage rate (APR) is the cost of borrowing money through your credit card. Here's how it works and why it differs from the interest rate

What is Credit Limit?

What is Credit Limit?

A credit limit restricts the amount you can charge to your credit card. If you're unhappy with your current limit, there are ways to give it a boost

Debit Card vs Credit Card: When To Use Each

Debit Card vs Credit Card: When To Use Each

Both debit and credit cards serve crucial functions in your finances. Here's how the two compare with one another and the benefits each offers.

Best Secured Credit Card in Canada

Best Secured Credit Card in Canada

A secured credit card is an excellent tool for fixing or building up your credit score. Here's how it works and what you need to qualify for one.

How to Get a Credit Card: 7 Things to Know

How to Get a Credit Card: 7 Things to Know

So you're interested in getting a credit card but don't know where to start? Read these 7 steps to find out how to get started.

Best Credit Cards in Canada

Best Credit Cards in Canada

A credit card is one of the most popular financial tools around. Here's how it works, the benefits it offers, and what it takes to get one.

Best Rewards Credit Card in Canada

Best Rewards Credit Card in Canada

Looking for a way to obtain more discounts on the merchandise you buy or your next vacation? Then a rewards credit card may be a good fit for you.

Best Charge Cards in Canada

Best Charge Cards in Canada

At first glance, a charge card looks and functions exactly like a regular credit card. But there are some subtle differences that make it unique.

Best Prepaid Credit Card in Canada

Best Prepaid Credit Card in Canada

Have you ever wondered what a prepaid credit card is and if it's worth getting one? If so, here's a primer on how these cards work and what they offer

What is a Chargeback?

What is a Chargeback?

Occasionally, you may come across an illegitimate transaction on your credit card statement. By filing a chargeback request, you can get it removed.

What is CVV or Security Code on Credit Cards?

What is CVV or Security Code on Credit Cards?

When you make a credit card purchase online you'll have to provide your card's security code. Here's where to find it, and why it's so crucial.

Understanding Credit Card Expiration Dates

Understanding Credit Card Expiration Dates

Credit cards last only a few years before expiring. However, there are good reasons for their short lifespan - and getting a replacement is a cinch

Credit Card Types Explained

Credit Card Types Explained

With so many different types of credit cards around, knowing how each works can be challenging. This detailed guide covers what you need to know.

A Guide to Credit Card Balance Protection Insurance

A Guide to Credit Card Balance Protection Insurance

Balance protection insurance may offer certain benefits. Discover out how it works, what it can cost, and whether it is worthwhile for you.

What does a Negative Balance on Credit Card Mean?

What does a Negative Balance on Credit Card Mean?

Once in a while you may spot a negative balance on your credit card account. Here's why this might occur and what you can do about it

6 Tips to Avoid Credit Card Scams

6 Tips to Avoid Credit Card Scams

Credit card scams and fraud are increasing rapidly. There are several simple steps you can take to avoid becoming the victim of credit card fraud.

How to Pay a Credit Card

How to Pay a Credit Card

Timely credit card payments are key to avoiding financial trouble. Learn how credit card billing works and how to pay your credit card bill.

How to Cancel a Credit Card

How to Cancel a Credit Card

Do you have a credit card you longer have any use for? Here's how to cancel it the safe and smart way in a few easy steps.

How Many Credit Cards Should Canadians Have?

How Many Credit Cards Should Canadians Have?

Credit cards are popular, convenient, and flexible financial tools. Does that mean that owning multiple cards is ideal? And can you own too many?

What is a Purchase Interest Charge on Credit Card?

What is a Purchase Interest Charge on Credit Card?

Purchase interest charge can be a nightmare when your credit card debt starts to get out of control. Let's go over how it works and how to avoid it.

How Does Credit Card Interest Work?

How Does Credit Card Interest Work?

Understanding how credit card interest works and how to time your payments is crucial if you wish to avoid interest charges hitting your account.

Credit Card Current Balance vs Statement Balance

Credit Card Current Balance vs Statement Balance

Ever wonder why your current credit card balance sometimes differs from the one on your statement? Here's a breakdown of why that's the case.

Best Cash Back Credit Card in Canada

Best Cash Back Credit Card in Canada

Cash back credit cards allow you to earn rewards on your purchases that you can then redeem for cash. Here's how they work and how much you can earn.

What is Minimum Payment on Credit Cards?

What is Minimum Payment on Credit Cards?

To keep your credit card account in good standing, you must pay a minimum amount each month against your balance. Here's how minimum payments work.

What is a Cash Advance Fee?

What is a Cash Advance Fee?

Thinking of taking out a cash advance? Read this first.

5 Strategic Ways to Pay Off Credit Card Debt

5 Strategic Ways to Pay Off Credit Card Debt

Credit card debt can wreak havoc on your finances if not managed properly. Here are five strategies you can employ to wipe it out

Best Balance Transfer Credit Cards in Canada

Best Balance Transfer Credit Cards in Canada

A credit card balance transfer can save you money on interest charges and help pay off your debt faster. Here's how it works and how to get started.

How Do Credit Cards Work?

How Do Credit Cards Work?

Credit cards are among the most valuable and practical financial tools. Here's how they work and the best practices to follow when using them