Credit Cards

Best Credit Cards in Canada for March 2024

Best Credit Cards in Canada for March 2024

A credit card is one of the most popular financial tools around. Here's how it works, the benefits it offers, and what it takes to get one.

Best Secured Credit Card in Canada

Best Secured Credit Card in Canada

A secured credit card is an excellent tool for fixing or building up your credit score. Here's how it works and what you need to qualify for one.

Alternatives to Credit Cards in Canada

Alternatives to Credit Cards in Canada

Having trouble getting approved for a credit card? Here are some alternative options to explore.

Is American Express Worth It in Canada?

Is American Express Worth It in Canada?

American Express credit cards can be a great choice for Canadians who take full advantage of all of the benefits they offer.

HSBC World Elite Mastercard vs Scotiabank Passport: Faceoff

HSBC World Elite Mastercard vs Scotiabank Passport: Faceoff

The HSBC card focuses on travel rewards and features travel enhancement credits, while the Scotiabank card emphasizes earning Scene+ points, with no foreign transaction fees and airport lounge access.

RBC ION vs Avion: Differences in Rewards Explained

RBC ION vs Avion: Differences in Rewards Explained

While both cards earn Avion Rewards, the main difference is that RBC Avion credit cards can redeem points for flights using the travel redemption schedule, a predefined amount of points for each of 6 different zones around the world (Max ticket price applies). The RBC ION Visa Credit Card can redeem for travel at a rate of 172 points to $1.

BMO Eclipse Visa Infinite Privilege vs Amex Platinum: Which Card Shines

BMO Eclipse Visa Infinite Privilege vs Amex Platinum: Which Card Shines

The BMO Eclipse Visa Infinite Privilege Card rewards everyday spending, while the American Express Platinum Card caters to frequent travelers with extensive travel benefits and insurance. Both cards offer unique advantages suited to different lifestyle needs and spending patterns.

Amex Cobalt vs Amex Platinum: Here are the Differences

Amex Cobalt vs Amex Platinum: Here are the Differences

Choosing between the Amex Platinum and Cobalt cards depends on your needs. Platinum is ideal for frequent travelers seeking luxury perks like lounge access, despite its higher fee. Cobalt is better for those with everyday spending habits in areas like dining and groceries, offering a lower annual fee.

CIBC Costco Mastercard vs World Mastercard: What’s the Difference

CIBC Costco Mastercard vs World Mastercard: What’s the Difference

The main difference between the CIBC Costco Mastercard and the CIBC Costco World Mastercard is that the World Mastercard provides you with additional benefits provided by Mastercard.

Amex Gold vs Amex Cobalt: Choosing the Right Card

Amex Gold vs Amex Cobalt: Choosing the Right Card

Both cards offer rich benefits, with Cobalt catering more towards everyday spending and lifestyle experiences, and Gold Rewards focusing on extensive travel benefits and insurance coverage.

Amex Cobalt vs RBC Avion: Which Earns Better Rewards

Amex Cobalt vs RBC Avion: Which Earns Better Rewards

Both cards offer robust reward programs and benefits. The choice between them should be based on individual spending habits and preferences, such as the importance of travel benefits versus daily spending rewards.

What is a Cash Advance Fee?

What is a Cash Advance Fee?

Thinking of taking out a cash advance? Read this first.

Aeroplan Points Value Explained

Aeroplan Points Value Explained

Are you perplexed about the value of your Aeroplan points? If so, this guide will explain how much they're worth and what rewards provide the best deals

What is  PPPL Can CAD CE Charge on Credit Card?

What is PPPL Can CAD CE Charge on Credit Card?

A PPPL Can Cad CE Charge on a credit card is the charge you receive after a failed transaction from the online payment company PayPal.

Understanding the Bell CRDV Charge on Your Credit Card

Understanding the Bell CRDV Charge on Your Credit Card

A Bell CRDV charge refers to a transaction on your credit card associated with the services provided by Bell Canada.

Cash Miles vs Dream Miles: Comparing Rewards Programs for Optimal Benefits

Cash Miles vs Dream Miles: Comparing Rewards Programs for Optimal Benefits

The main difference between Cash Miles and Dream Miles is that Cash Miles can be used instantly online or in-store to pay for things like groceries and gas, whereas Dream Miles can be redeemed for products, travel, activities, and more.

Meta PPGF Charge on Credit Card: What You Need to Know

Meta PPGF Charge on Credit Card: What You Need to Know

A “Meta PPGF” charge on your credit card statement is related to a payment you made using Meta Pay, previously called Facebook Pay.

What is CPC/SCP Charge on Credit Card?

What is CPC/SCP Charge on Credit Card?

A charge on your credit card statement labeled CPC/SCP is typically a legitimate charge by Canada Post.

Aeroplan Missing Points – Expert Tips & Solutions

Aeroplan Missing Points – Expert Tips & Solutions

Missing Aeroplan points from a recent purchase or flight? Follow this guide to ensure they are credited to you.

How Many Air Miles to Fly for Your Dream Destination

How Many Air Miles to Fly for Your Dream Destination

The monetary value of your Dream Miles will depend on a variety of different factors, including the time of year that you’re traveling, how far ahead you’re booking your flight, and the distance you’re flying. On average, the value of one Air Miles Dream Mile is somewhere between 10 and 12 cents.

WF/CA Charge on Credit Card: What it is and How to Handle it

WF/CA Charge on Credit Card: What it is and How to Handle it

A charge on your credit card statement labeled WF/CA is from a purchase made online on Wayfair.ca.

What is Nayax Canada Charge on Credit Card?

What is Nayax Canada Charge on Credit Card?

When you see a Nayax Canada charge on your credit card statement, it means that a transaction has been made using their payment processing system.

Where is American Express Accepted in Canada?

Where is American Express Accepted in Canada?

American Express cards are widely accepted in Canada by major online retailers like Amazon and eBay. They can also be used at grocery stores like Metro, Longos, and Whole Foods Market, gas stations like Petro-Canada and Shell, and hotels like Marriott.

What is Vesta Chatr Charge on Credit Card?

What is Vesta Chatr Charge on Credit Card?

If you’ve recently found a charge from Vesta Chatr on your credit card statement, it is related to your Chatr Wireless bill. Chatr Wireless is a subsidiary of Rogers Communications, one of the major telecommunications companies in Canada.

What is SP TBMBM Charge on my Credit Card?

What is SP TBMBM Charge on my Credit Card?

If you receive a charge by SP TBMBM on your credit card, you’ve likely made a purchase from the online store PinkCherry.ca.

Do Air Miles Expire in Canada?

Do Air Miles Expire in Canada?

In Canada, Air Miles don't have an expiration date - but it's still possible to lose access to them. Here's what you need to do to ensure your Air Miles don't vanish overnight

Do Aeroplan Points Expire?

Do Aeroplan Points Expire?

Are you an Aeroplan member wondering if your points ever expire? The answer is yes. But it doesn't take much work to prevent that from happening.

Aventura vs Aeroplan: Which Program to Choose with your CIBC Credit Card?

Aventura vs Aeroplan: Which Program to Choose with your CIBC Credit Card?

Here's how Aventura and Aeroplan fare against one another, and how to choose the right loyalty program with your CIBC credit card

Transfer Amex Points to Aeroplan: Here’s How

Transfer Amex Points to Aeroplan: Here’s How

Do you collect Amex Membership Rewards Points and have an Aeroplan account? If so, here's how you can transfer them to your Aeroplan account

Visa vs Mastercard Canada: Differences Explained

Visa vs Mastercard Canada: Differences Explained

Is Visa or Mastercard better? Or does it matter? Here's how two of the largest card payment processors differ and how to choose between them

Avion vs Aeroplan: What’s the Difference?

Avion vs Aeroplan: What’s the Difference?

Avion and Aeroplan are two popular frequent flyer programs available in Canada. Here's how they compare and how to pick the one best for you

How Does Credit Card Interest Work in Canada?

How Does Credit Card Interest Work in Canada?

Understanding how credit card interest works and how to time your payments is crucial if you wish to avoid interest charges hitting your account.

How Do Credit Cards Work?

How Do Credit Cards Work?

Credit cards are among the most valuable and practical financial tools. Here's how they work and the best practices to follow when using them

Debit Card vs Credit Card: When To Use Each

Debit Card vs Credit Card: When To Use Each

Both debit and credit cards serve crucial functions in your finances. Here's how the two compare with one another and the benefits each offers.

Statement Balance vs Current Balance: Pay This One!

Statement Balance vs Current Balance: Pay This One!

Ever wonder why your current credit card balance sometimes differs from the one on your statement? Here's a breakdown of why that's the case.

Types of Credit Cards in Canada

Types of Credit Cards in Canada

With so many different types of credit cards around, knowing how each works can be challenging. This detailed guide covers what you need to know.

Credit Card Scams to Look Out For

Credit Card Scams to Look Out For

Credit card scams and fraud are increasing rapidly. There are several simple steps you can take to avoid becoming the victim of credit card fraud.

Credit Card Expiration Date Explained

Credit Card Expiration Date Explained

Credit cards last only a few years before expiring. However, there are good reasons for their short lifespan - and getting a replacement is a cinch

Credit Card Balance Protection Insurance: Do I Need It?

Credit Card Balance Protection Insurance: Do I Need It?

Balance protection insurance may offer certain benefits. Discover out how it works, what it can cost, and whether it is worthwhile for you.

What is APR on a Credit Card?

What is APR on a Credit Card?

Annual percentage rate (APR) is the cost of borrowing money through your credit card. Here's how it works and why it differs from the interest rate

Line of Credit vs Credit Card: Here’s the Difference

Line of Credit vs Credit Card: Here’s the Difference

Despite their similarities, there are notable differences between a line of credit and credit card regarding interest rates, credit limits and more.

Air Miles vs Aeroplan: Choosing the Right Loyalty Program

Air Miles vs Aeroplan: Choosing the Right Loyalty Program

Air Miles and Aeroplan share some similarities but cater to different lifestyles and shopping habits. Here's what both loyalty programs have to offer

How to Increase Credit Limit?

How to Increase Credit Limit?

A credit limit restricts the amount you can charge to your credit card. If you're unhappy with your current limit, there are ways to give it a boost

Best Cash Back Credit Card in Canada

Best Cash Back Credit Card in Canada

Cash back credit cards allow you to earn rewards on your purchases that you can then redeem for cash. Here's how they work and how much you can earn.

What is Minimum Payment on Credit Cards?

What is Minimum Payment on Credit Cards?

To keep your credit card account in good standing, you must pay a minimum amount each month against your balance. Here's how minimum payments work.

5 Strategic Ways to Pay Off Credit Card Debt

5 Strategic Ways to Pay Off Credit Card Debt

Credit card debt can wreak havoc on your finances if not managed properly. Here are five strategies you can employ to wipe it out

Best Balance Transfer Credit Cards in Canada

Best Balance Transfer Credit Cards in Canada

A credit card balance transfer can save you money on interest charges and help pay off your debt faster. Here's how it works and how to get started.

How Many Credit Cards Should Canadians Have?

How Many Credit Cards Should Canadians Have?

Credit cards are popular, convenient, and flexible financial tools. Does that mean that owning multiple cards is ideal? And can you own too many?

What is a Purchase Interest Charge on Credit Card?

What is a Purchase Interest Charge on Credit Card?

Purchase interest charge can be a nightmare when your credit card debt starts to get out of control. Let's go over how it works and how to avoid it.

What is CVV or Security Code on Credit Cards?

What is CVV or Security Code on Credit Cards?

When you make a credit card purchase online you'll have to provide your card's security code. Here's where to find it, and why it's so crucial.

What is a Chargeback?

What is a Chargeback?

Occasionally, you may come across an illegitimate transaction on your credit card statement. By filing a chargeback request, you can get it removed.

Best Prepaid Credit Card in Canada

Best Prepaid Credit Card in Canada

Have you ever wondered what a prepaid credit card is and if it's worth getting one? If so, here's a primer on how these cards work and what they offer

Best Rewards Credit Card in Canada

Best Rewards Credit Card in Canada

Looking for a way to obtain more discounts on the merchandise you buy or your next vacation? Then a rewards credit card may be a good fit for you.

What is Credit Limit?

What is Credit Limit?

A credit limit restricts the amount you can charge to your credit card. If you're unhappy with your current limit, there are ways to give it a boost

How to Get a Credit Card: 7 Things to Know

How to Get a Credit Card: 7 Things to Know

So you're interested in getting a credit card but don't know where to start? Read these 7 steps to find out how to get started.

Why Don’t I Get PC Optimum Points at Superstore?

Why Don’t I Get PC Optimum Points at Superstore?

In most cases, your PC Optimum Points will show up within a day or two of your purchase transaction. Occasionally, it can take longer.

What is FiverrEU Nicosia Charge on Credit Card?

What is FiverrEU Nicosia Charge on Credit Card?

The FiverrEU Nicosia charge on your credit card statement indicates a transaction made with the freelancing site Fiverr.

How to Convert Avion Points to WestJet Dollars (Hassle-Free Guide)

How to Convert Avion Points to WestJet Dollars (Hassle-Free Guide)

What is the CAN/CAD Soda Snack Vending Toronto Credit Card Charge?

What is the CAN/CAD Soda Snack Vending Toronto Credit Card Charge?

The Soda Snack Vending Toronto credit card charge appears when you’ve swiped your card at a local vending machine.

Understanding the TMCanada Resale Charge on Credit Cards

Understanding the TMCanada Resale Charge on Credit Cards

Seeing a TMCanada resale charge on your card? This refers to the Ticketmaster Canada resale site.

What is Amazon Channels Charge on Credit Card?

What is Amazon Channels Charge on Credit Card?

The Amazon Channels Charge on your credit card occurs when you sign up for a premium channel through Prime. It is a separate cost from your Prime subscription.

Best Charge Cards in Canada

Best Charge Cards in Canada

At first glance, a charge card looks and functions exactly like a regular credit card. But there are some subtle differences that make it unique.

What does a Negative Balance on Credit Card Mean?

What does a Negative Balance on Credit Card Mean?

Once in a while you may spot a negative balance on your credit card account. Here's why this might occur and what you can do about it

How to Pay a Credit Card

How to Pay a Credit Card

Timely credit card payments are key to avoiding financial trouble. Learn how credit card billing works and how to pay your credit card bill.

How to Cancel a Credit Card

How to Cancel a Credit Card

Do you have a credit card you longer have any use for? Here's how to cancel it the safe and smart way in a few easy steps.