Why would someone buy bonds instead of stocks?

There are several reasons to initiate fixed-income positions in periods of low growth and economic slowdown as a recession or an economic contraction looms. Further, institutional asset managers such as life insurance companies or pension funds have long-dated liabilities that match bond return profiles, facilitating liability-driven flows.

Are bonds less risky than stocks?

Bonds hold less risk than equities of the same issuer, but a general statement encompassing all bonds is hard to make. Government bonds issued by large G10 governments usually have a very slim chance of default, making those bonds almost risk-free.

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Banking

See our Banking category for further content including resources on Bank Accounts and how to Send Money.

How to Switch Banks in Canada

Are you unhappy with your current bank and considering switching to a new one? Here's how to do it the smart and hassle-free way.

What Do You Need to Open a Bank Account in Canada?

Everyone can benefit from having at least one bank account to help manage their money. Here's the entire process for opening one from start to finish.

Money Order vs Certified Cheque: What’s the Difference?

Money order and certified cheques both serve as payment methods. Here's how they differ and when it's preferable to use one over the other.

Investing

See our Investing category for further content including resources on RRSPs, TFSAs, Index Funds, Mutual Funds, Options, Stocks and Trading Platforms.

6 Key Differences Between Bonds vs Stocks

The main difference between bonds and stocks is that bonds represent debt obligations while stocks are tied to ownership of an entity.

Is Beanstox Investing App Available in Canada?

While Beanstox is not accessible to Canadians, there are a number of options that allow investors to create diversified portfolios with a similar cost structure.

Is Merrill Edge Coming to Canada?

Merrill Edge is a trusted brokerage platform owned by Bank of America. While the platform is not available in Canada, there are many alternatives.

Credit Cards

See our Credit Cards category for further resources.

What is APR & How is it Different from Interest Rates

Annual percentage rate (APR) is the cost of borrowing money through your credit card. Here's how it works and why it differs from the interest rate

What is Credit Limit & How Do You Increase It?

A credit limit restricts the amount you can charge to your credit card. If you're unhappy with your current limit, there are ways to give it a boost

Debit Card vs Credit Card: When To Use Each

Both debit and credit cards serve crucial functions in your finances. Here's how the two compare with one another and the benefits each offers.

Mortgages

See our Mortgages category for further resources.

What is an Adjustable Rate Mortgage?

Thinking of getting an adjustable rate mortgage? Here's how it works and why it may or may not be the right mortgage for you.

How Does Mortgage Interest Work?

Mortgage interest may seem like a straightforward concept, but in reality, things can get a bit technical and murky. Here's how it work in detail.

Pay Off Mortgage or Invest? Here’s How To Choose

Can't decide between paying down your mortgage or investing? Here's the factors you need to consider to ensure you make the right choice for you

Loans & Lines of Credit

See our Loans and Line of Credit categories for further resources.

Peer to Peer Lending in Canada: A Complete Guide (P2P)

Peer-to-peer lending can be a great alternative to typical financial institutions for borrowers as well as a great way to diversify investment portfolios for lenders.

Loan vs Line of Credit: Key Differences Explained

If you're in need of financing, two great ways to borrow money are a loan and line of credit. Here's how they work and how they differ from each other

Secured vs Unsecured Loans: Here’s the Difference

Loans can be classified as secured or unsecured. Learn the one crucial aspect that separates these two types of debt and how each works in practice

Insurance

See our Insurance category for further content including resources on Car Insurance, Home Insurance, Life Insurance and Business Insurance.

What is Life Insurance?

Life insurance is not the first thing people think about when planning for the future, but it's probably one of the most important. Learn more here.

What is Health Insurance?

Canadian provinces and territories provide government-funded health insurance, but what about the expenses that these plans don't cover?

What is Travel Insurance?

Planning a trip? Travel insurance will make sure you're protected from the expenses that can pile up if the unexpected happens while you're away.

Taxes

See our Taxes category for further resources.

1031 Exchange Canada: Does It Exist?

If you are wondering whether Canadians enjoy a similar capital gains tax deferral benefit like the 1031 like-kind exchange, here’s what you need to know.

Filing a Tax Return With No Income or No Taxes Owing

You may need to file your income tax and benefit return even if you do not make any income in the year. This is why.

Income Splitting: What Is It & How Does It Work

Income splitting helps households to reduce overall income tax payable. Here's how you can split income for tax purposes.

Plan

See our Plan category for further content including resources on Budgeting, Credit Scores and Retirement.

Credit Utilization Explained & How to Calculate Your Ratio

The amount of credit you use can have a massive impact on your finances. Here's the reason why and how to calculate your credit utilization ratio.

What is Budgeting & How to Create One

Having a budget is like knowing the words to a really great magic spell. You cast it and all these wonderful things start happening - read more here.

The Envelope Budget System Explained

The envelope budget is one of the most popular, straightforward ways to keep track of your spending and cut down on impulse purchases.

Cryptocurrency

See our Cryptocurrency category for further content including resources on How to Buy Crypto.

What is Tether (USDT) & Should You Invest?

Tether is the most popular stablecoin in the digital assets sector. Each Tether USDT token is backed 1-to-1 by a US dollar.

5 Crypto Scams You Need to Know About

As the cryptocurrency market grows, bad actors look for creative ways to scam investors, including fraudulent airdrops, rug pulls and pyramid schemes.

6 Best Crypto Stocks to Buy For Canadians

Here are 6 of the best Crypto stocks Canadians can buy right now!

Resources

See our Resources category for further content.

Canada Pension Plan (CPP) Eligibility Requirements Explained

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