Confused about the differences between open and closed mortgages? Here's how they compare with one another and how to select the one right for you
A blend-and-extend mortgage is an alternative way to obtain a lower mortgage rate without having to refinance and pay a steep prepayment penalty.
When you’re in the market for a mortgage, your local bank is not the only way. So, what's the difference between a bank and a broker?
Real estate professionals charge commission fees for helping people buy and sell homes. Here's how they work and what you can expect to pay.
If you're an aspiring condo owner, be prepared to pay monthly condo fees. Here's why these fees are charged, what they cover, and what to watch for.
Both fixed-rate and variable-rate mortgages have their benefits and drawbacks. Here's what each has to offer, and how to pick the one right for you
Could you use a bit of extra cash after taking possession of your new home? If so, you might want to explore what a cash back mortgage has to offer
Having trouble qualifying for a regular mortgage due to your low credit score? If so, you might want to explore what subprime mortgages have to offer.
Knowing the rules that govern mortgages in Canada can arm you with the knowledge to better qualify for one. Learn the basics using this helpful guide.
What if a form could potentially save you thousands of dollars on the purchase of your brand-new home? Here's what you need to know.
Has your mortgage come up for renewal? If so, here's what you can expect from the process and some tips on how to make the most of it.
The real estate market can be very competitive. Learn how some homebuyers try to gain an edge by using an aggressive tactic known as the bully offer
Thinking of breaking your mortgage contract? If so, you might have to pay a penalty known as the Interest Rate Differential (IRD).
A collateral mortgage is a way to finance your home purchase and gain access to a line of credit. Find out if this type of mortgage is right for you!
Co-owning property is a big commitment. Discover the difference between joint tenants and tenants-in-common and how each could affect you.
Learn why your personal debt service coverage ratio is important, how to calculate it, and how lenders use it accept or reject your loan application
Closing costs add a considerable financial burden when you buy or sell a property. Discover which you must pay and which are optional or negotiable.
The gap between house sale closing times presents a challenge for individual homebuyers and real estate companies alike Bridge loans can fill the gap
First-time home buyers and seasoned property owners alike have to pass the mortgage stress test. Here is everything you need to know!
A mortgage amortization period affects many elements within your loan. Explore what you should consider before you decide on which is best for you.
Purchasing your first home can be exciting, but probably the largest purchase you'll ever make. Learn how the BC First Time Home Buyer's Program can help trim your costs.