Charlene Royston

Charlene Royston has written extensively for the private, public, and non-profit sectors for over ten years. Her experience working with a trust company led to a special interest in personal finance, including mortgages, investments, and retirement options. By simplifying the complex, she hopes to empower others to make more informed decisions.
What is an Amortization Period?

What is an Amortization Period?

A mortgage amortization period affects many elements within your loan. Explore what you should consider before you decide on which is best for you.

What is a Good Credit Score in Canada?

What is a Good Credit Score in Canada?

Wondering whether your credit score is up to snuff? Do you know how it's calculated? Find out what you can do to improve it and what you should avoid.

Joint Tenants and Tenants in Common in Canada: What’s the Difference?

Joint Tenants and Tenants in Common in Canada: What’s the Difference?

Co-owning property is a big commitment. Discover the difference between joint tenants and tenants-in-common and how each could affect you.

What is Estate Planning in Canada?

What is Estate Planning in Canada?

Estate planning may seem confusing, but it needn't be that way. Discover what's involved and why it is so important, even if you're single.

What is Title Insurance in Canada?

What is Title Insurance in Canada?

Title insurance isn’t the same as homeowner or business insurance, so what is it and why do you need it?

How to Register a Business in Ontario

How to Register a Business in Ontario

Discover how to register your business in Ontario. It doesn't have to be a confusing, complicated process when you follow our helpful guide.

Small Business Insurance in Canada

Small Business Insurance in Canada

Does small business really need general liability insurance? Can your company justify the expense? Discover what's at stake, its benefits, and cost.

Universal Life Insurance in Canada

Universal Life Insurance in Canada

Universal life insurance is an insurance form with unique benefits. Discover whether it's right for you and how it differs from whole life insurance.

Term Life Insurance in Canada

Term Life Insurance in Canada

Term life insurance is a common insurance product, but is it right for you? Discover how it works and what to consider in the long-term.

No Medical Life Insurance in Canada

No Medical Life Insurance in Canada

No medical life insurance offers unique benefits and drawbacks. Discover what they are and whether this insurance option is right for you.

Here is the Cheapest Way to Move Across Canada

Here is the Cheapest Way to Move Across Canada

Moving across Canada can be a costly affair. Discover how you can do it cheaply and when you might want to sell items instead.

Bicycle Insurance in Canada

Bicycle Insurance in Canada

Bicycle insurance - do you need it? Or are you protected by your homeowner's policy? Discover when it's a good idea and when you can skip it.

What are Biweekly Payments in Canada?

What are Biweekly Payments in Canada?

What impact do bi-weekly payments have on your mortgage or loan? Compare pros and cons of payment frequency options as well as other considerations.

What is a Limited Liability Company or LLC in Canada?

What is a Limited Liability Company or LLC in Canada?

Do Limited Liability Corporations exist in Canada? Does it make sense to use one in the U.S, or are there negative implications? Find out now.

Rental Car Insurance in Canada

Rental Car Insurance in Canada

Is rental car insurance worthwhile? Do you really need it? Discover the ins and outs and how you could save money.

Investment Loans in Canada: Borrowing to Invest

Investment Loans in Canada: Borrowing to Invest

An investment loan is a financial product that may help you increase your portfolio. Discover the risks, benefits, and whether one's right for you.

Fire Insurance Coverage in Canada

Fire Insurance Coverage in Canada

Fire insurance can protect you from the costs associated with damage. Discover the factors that affect it and what policies you can buy.

Gross Pay vs Net Pay in Canada: What’s the Difference?

Gross Pay vs Net Pay in Canada: What’s the Difference?

Net pay and gross pay can be confusing terms. Discover the difference and how each can affect the employee and the employer.

A Guide to Credit Card Balance Protection Insurance

A Guide to Credit Card Balance Protection Insurance

Balance protection insurance may offer certain benefits. Discover out how it works, what it can cost, and whether it is worthwhile for you.

No Fault Car Insurance in Canada

No Fault Car Insurance in Canada

Does no-fault insurance mean you are never held responsible for an accident? Discover the answer to this question so you know what to expect.

What are Closing Costs When Buying a House?

What are Closing Costs When Buying a House?

Closing costs add a considerable financial burden when you buy or sell a property. Discover which you must pay and which are optional or negotiable.

What is Third Party Liability Insurance in Canada?

What is Third Party Liability Insurance in Canada?

Third-party liability coverage is an important part of your auto insurance policy. Discover what it is, why it matters, and recommended coverage.

Getting Dental Insurance in Canada

Getting Dental Insurance in Canada

Dental insurance can help you cover the costs of oral care in Canada. Discover what's involved and whether it is the right choice for you.

How to Make Money Online in Canada

How to Make Money Online in Canada

Discover 10 realistic ways you can earn money online if you have a decent computer, tablet, or phone and a reliable internet connection.

What’s the Difference Between Biweekly and Semimonthly in Canada?

What’s the Difference Between Biweekly and Semimonthly in Canada?

Semi-monthly and bi-weekly are both terms used to describe when you get paid. Discover what these terms mean and their advantages and disadvantages.

What is Tenant Insurance in Canada?

What is Tenant Insurance in Canada?

Tenant, or renter's insurance, can seem complicated or unnecessary. Discover whether it's worth it and what to look for in a good policy.

Whole Life Insurance in Canada

Whole Life Insurance in Canada

Whole life insurance is a unique product with distinct advantages and disadvantages. Discover what it's about and whether it's right for you.

What is Condo Insurance in Canada?

What is Condo Insurance in Canada?

Condo insurance can be confusing. Check out our guide that can help you understand what to look for when buying a policy.

What is Comprehensive Car Insurance in Canada?

What is Comprehensive Car Insurance in Canada?

Comprehensive car insurance may seem an unnecessary expense, but do you understand what it covers? Discover what it offers and whether you need it.

How to Save Money on Groceries in Canada

How to Save Money on Groceries in Canada

Grocery prices have spiked in recent months in Canada. Discover 11 ways you can easily reduce how much you spend this year.

How to Save Money in Canada

How to Save Money in Canada

Saving for your goals is important, but how do you know the appropriate amount? Discover what you should consider and how you can save more.

What is Replacement Cost Insurance in Canada?

What is Replacement Cost Insurance in Canada?

Replacement cost insurance is a term you may not understand. Discover what it is and whether it's worthwhile for you.

What is an Insurance Broker in Canada?

What is an Insurance Broker in Canada?

Insurance brokers aren't the same as insurance agents. What makes them different and is a broker the right choice for you? Find out now.

How to Save Money Fast in Canada

How to Save Money Fast in Canada

Saving money fast isn't impossible. Follow these 10 simple tips that can help you increase your bank account faster than you might think.