Credit Score

What is Credit Utilization Ratio in Canada?

What is Credit Utilization Ratio in Canada?

The amount of credit you use can have a massive impact on your finances. Here's the reason why and how to calculate your credit utilization ratio.

What Does Your Credit Score in Canada Mean?

What Does Your Credit Score in Canada Mean?

Let’s take a look at everything you need to know about credit scores in Canada, and how you can improve yours.

What is a Good Credit Score in Canada?

What is a Good Credit Score in Canada?

Wondering whether your credit score is up to snuff? Do you know how it's calculated? Find out what you can do to improve it and what you should avoid.

Equifax vs TransUnion: Different Credit Scores Explained

Equifax vs TransUnion: Different Credit Scores Explained

TransUnion vs. Equifax - why are my credit scores different? Which of the two are more accurate? Read this for all your biggest questions answered.

How to Increase Your Credit Score in Canada

How to Increase Your Credit Score in Canada

Let’s take a look at everything you need to know about credit scores in Canada, and how you can improve yours.

How To Check Your Credit Score in Canada

How To Check Your Credit Score in Canada

If you don’t currently know your credit score, you might want to change that. It’s important to know your number.

Soft Credit Check vs Hard Credit Check: Here’s The Difference

Soft Credit Check vs Hard Credit Check: Here’s The Difference

Looking to get a loan? If so, be prepared for lenders to perform a credit check on you before they approve your application. Here's what to expect.

Average Credit Scores in Canada

Average Credit Scores in Canada

Are you wondering what your credit score is like relative to other Canadians'? Let's go over the way credit reporting works in Canada and how most do.