Harshil Dhanky

Harshil Dhanky is a financial services professional based out of Toronto, Ontario with extensive experience in the Canadian banking industry across Toronto, Calgary, and Vancouver in the capital markets, asset management, and lending sectors.

In the past, Harshil has worked with a range of consumer lending websites, personal finance advisors, investment managers, insurance companies, and other financial institutions to write and edit whitepapers, articles, blog posts, and other collateral read by consumer audiences to help them make better financial decisions.

His work spans a wide range of Canadian personal finance topics including savings and retirement programs, debt management tips, mortgages and personal loans, and other key financial issues for Canadian consumers at each stage of their life.
Investment Savings Accounts (ISA): An Alternative Way to Invest Cash

Investment Savings Accounts (ISA): An Alternative Way to Invest Cash

Get your cash to work for you in the ISA – an income-generating, risk-free tool to park your idle cash in before deploying it into investment assets.

Best RESP Providers in Canada

Best RESP Providers in Canada

Choosing the best RESP provider involves considering factors such as reputation, fees, investment options, and customer service.

How to Request a T4 from CRA Online or Over the Phone

How to Request a T4 from CRA Online or Over the Phone

Get your T4 easily through your CRA MyAccount online, by calling the CRA, through your employee portal or by reaching out to your HR department.

CASH.TO vs GIC: Comparing Cash ETFs and Guaranteed Investment Certificates

CASH.TO vs GIC: Comparing Cash ETFs and Guaranteed Investment Certificates

While investing in CASH.TO ETF does come with some risks, such as potential decreases in the value of the ETF, it is generally considered a low-risk investment. The ETF focuses on high-interest savings accounts, which offer minimal risk compared to other investment options.

Tax Free Savings Account (TFSA) Guide for Canadians

Tax Free Savings Account (TFSA) Guide for Canadians

In the world of Canadian personal finance, the Tax Free Savings Account (TFSA) is one of the most important tools that investors can use as a ‘tax shelter’ for their investments.

VFV vs VSP: Unhedged vs Hedged S&P 500 ETFs in Canada

VFV vs VSP: Unhedged vs Hedged S&P 500 ETFs in Canada

The main difference between VFV and VSP is that VFV offers direct exposure to the performance of the S&P 500, while VSP offers investors a degree of protection from foreign exchange (FX) fluctuations in the Canadian dollar. Essentially VSP is a CAD hedged version of VFV.

HSAV vs CASH.TO: Comparing High-Interest Savings ETFs

HSAV vs CASH.TO: Comparing High-Interest Savings ETFs

The main difference between HSAV and CASH.TO is that HSAV generates modest capital appreciation without any distributions while CASH.TO is focused on capital preservation and providing monthly distributions to unitholders.

VFV vs VEQT: A Look at Two Vanguard Equity ETFs

VFV vs VEQT: A Look at Two Vanguard Equity ETFs

The main difference between VFV and VEQT is their level of diversification. VFV tracks the performance of the 500 largest companies in the United States only, while VEQT tracks US companies, as well as companies in Canada and around the world.

Best Trading Platforms in Canada (2024)

Best Trading Platforms in Canada (2024)

There are many factors to consider when deciding which online trading platform to use and there are many options out there, so finding the best one can be tricky.

High Interest Savings Account (HISA) vs Cash ETF Canada

High Interest Savings Account (HISA) vs Cash ETF Canada

Both HISAs and Cash ETFs have their own sets of benefits and drawbacks.

CASH.TO vs PSA: Exploring Low-Risk Cash Alternatives

CASH.TO vs PSA: Exploring Low-Risk Cash Alternatives

In this article, we will compare two specific ETFs – CASH.TO and PSA – in terms of their features, benefits, and performance.

XIC vs VFV: Canadian Market vs US S&P 500 ETFs

XIC vs VFV: Canadian Market vs US S&P 500 ETFs

The main difference between VFV and XIC is that VFV aims to replicate the performance of the S&P 500 while XIC aims to replicate the performance of the S&P/TSX Composite Index.

VFV vs ZSP: A Look at US Equity ETFs in Canada

VFV vs ZSP: A Look at US Equity ETFs in Canada

ZSP purchases all 500 stocks in the S&P 500 Index, while VFV holds the VOO ETF as a “wrapper.”

Food Bank Usage Continues to Rise at an Alarming Rate in Ontario Cities

Food Bank Usage Continues to Rise at an Alarming Rate in Ontario Cities

Food bank usage continues to rise in Canada at alarming rates.

How to Send Money from Canada to the US

How to Send Money from Canada to the US

Whether you're looking to send money from Canada to the USA for personal or business needs, we've got you covered with 4 simple steps!

XBAL vs VBAL: Deciding Between Balanced ETFs

XBAL vs VBAL: Deciding Between Balanced ETFs

VBAL and XBAL are great for investors seeking asset and geographic diversification. However, there are some differences to consider when selecting your portfolio.

XEQT vs VEQT: Analyzing All-Equity ETF Portfolios

XEQT vs VEQT: Analyzing All-Equity ETF Portfolios

XEQT and VEQT are solid options for investors seeking diversified equity exposure across geographies with slight differences in cross-market allocations.

VEQT vs VGRO: Deciding Between All-Equity and Growth ETFs

VEQT vs VGRO: Deciding Between All-Equity and Growth ETFs

Depending on whether your objective is high-growth or balanced growth, either VEQT and VGRO are viable options for your portfolio.

XUU vs VUN: Choosing the Better US Total Market ETF

XUU vs VUN: Choosing the Better US Total Market ETF

The US equity market is one of the most robust public markets in the world. XUU and VUN are both good options to gain broad exposure to this market.

XIC vs VCN: Deciding Which ETF to Buy

XIC vs VCN: Deciding Which ETF to Buy

For investors seeking Canadian equity exposure, both XIC and VCN offer promising merits centred on long-term capital gains.

Send Money from Canada to Cuba

Send Money from Canada to Cuba

The process to send money to Cuba is not as easy as sending money to other countries due to restrictions on financial transactions with the country.

How to Buy Tesla Stock in Canada

How to Buy Tesla Stock in Canada

Tesla is traded on the NASDAQ stock exchange in the US and is one of the most traded stocks in the world today. If you’re looking to buy Tesla stock in Canada, here are 5 easy steps to start investing today!

Send Money from Canada to China

Send Money from Canada to China

When looking to send money to China, you have the option of using various online platforms such as Wise (previously known as Transferwise), Remitly, WorldRemit, Skrill or XE.

How to Buy Rivian Stock in Canada

How to Buy Rivian Stock in Canada

Rivian is traded on the NASDAQ stock exchange in the US after completing its IPO in November 2021, and has been a closely-followed stock since. If you’re looking to buy Rivian stock in Canada, here are 5 easy steps to start investing today!

How to Buy Porsche Stock in Canada (5 Easy Steps)

How to Buy Porsche Stock in Canada (5 Easy Steps)

On September 29, 2022, Porsche AG completed its IPO on the Frankfurt Stock Exchange. Read on to find out how you can become a shareholder from Canada!

How to Buy Volkswagen Stock in Canada

How to Buy Volkswagen Stock in Canada

Volkswagen is traded on the Frankfurt Stock Exchange in Germany and is the world’s second largest auto manufacturer by volume sold. If you’re looking to buy Volkswagen stock in Canada, here are 5 easy steps to start investing today!

How to Buy Apple Stock in Canada

How to Buy Apple Stock in Canada

Apple is traded on the NASDAQ in the US and is one of the world’s most valuable companies by market cap. If you’re looking to buy Apple stock in Canada, here are 5 easy steps to start investing today!

How to Buy Disney Stock in Canada

How to Buy Disney Stock in Canada

Disney is traded on the New York Stock Exchange (NYSE) in the US and is undisputedly the most iconic name in entertainment. If you’re looking to buy Disney stock in Canada, here are 5 easy steps to start investing today!

How to Buy Coinbase Stock in Canada

How to Buy Coinbase Stock in Canada

Coinbase is traded on the NASDAQ in the US and is America’s largest cryptocurrency exchange by traded volume. If you’re looking to buy Coinbase stock in Canada, here are 5 easy steps to start investing today!

How to Buy AMC Stock in Canada

How to Buy AMC Stock in Canada

AMC is traded on the New York Stock Exchange (NYSE) in the US and is the world’s largest chain of movie theaters. If you’re looking to buy AMC stock in Canada, here are 5 easy steps to start investing today!

How to Buy Amazon Stock in Canada

How to Buy Amazon Stock in Canada

Amazon is traded on the NASDAQ stock exchange in the US and is one of the world’s largest and most diversified companies. If you’re looking to buy Amazon stock in Canada, here are 5 easy steps to start investing today!

How to Buy Air Canada Stock in Canada

How to Buy Air Canada Stock in Canada

Air Canada is Canada’s flag carrier and leading airline. If you’re looking to buy Air Canada stock in Canada, here are 5 easy steps to start investing today!

Send Money from Canada to Mexico

Send Money from Canada to Mexico

Sending money to Mexico has never been easier with various online providers as well as banks offering the service.

Send Money from Canada to Australia

Send Money from Canada to Australia

Sending money to Australia can be done in as quick as 1 business day!

Send Money from Canada to India

Send Money from Canada to India

Send money to India quickly and easily by following our simple guide!

Send Money from Canada to Pakistan

Send Money from Canada to Pakistan

If you're looking to send money to Pakistan from Canada, we've outlined a number of options to make the task simple and quick.

Send Money from Canada to Philippines

Send Money from Canada to Philippines

Sending money to family and friends in the Philippines can be done with a few simple clicks online.

Send Money from Canada to the UK

Send Money from Canada to the UK

Depending on what you value (cheapest cost, fastest speed), here are a few providers that may be a worthwhile option for you.

Send Money from Canada to Nigeria

Send Money from Canada to Nigeria

If you have tried sending money from Canada to Nigeria, you've likely faced some hurdles. Read on to find out how you can do so without having to break the bank in fees!

Maximize Savings with Capital Cost Allowance for Rental Properties

Maximize Savings with Capital Cost Allowance for Rental Properties

In Canada, the CRA allows businesses to claim tax deductions on specific business expenses they incur over the course of operating their rental property.