XUU vs VUN: Choosing the Better US Total Market ETF

Bank buildings and CN Tower view from Financial District
PiggyBank is reader-supported. We may be compensated if you use, sign-up or apply for services through our links. See our Advertising Disclosure.

The main difference between XUU and VUN is that VUN uses the CRSP U.S. Total Market Index (CRSP US TMI) as its benchmark and is part of the Vanguard fund family while XUU replicates the performance of the S&P Total Market Index (S&P TMI) and is part of BlackRock’s iShares fund family.

CRSP stands for the Center for Research in Security Price and is an affiliate of the University of Chicago Booth School of Business.

The CRSP US TMI is comprised of close to 4,000 constituents across the size spectrum from mega and large-cap to small-cap and micro-cap stocks that collectively make up almost 100% of the US public equity market.

Like the CRSP US TMI, the S&P TMI has a total of 4,227 constituents that make up the US equity market from small and micro-cap stocks to large and mega-cap stocks.

However, the allocations to each sub-component of the equity market differ slightly in each of these benchmarks.

  • Ability to purchase XUU and VUN in Canada
  • Low commissions
  • Aims to get you the best possible price
LEARN MORE

XUU

XUU was launched in 2015 to provide investors with an opportunity to ‘own the entire US public equity market’ within a single package.

The ETF is advertised as a long-term core holding and is ideal for investors with a 10 to 15+ year investment horizon wherein they can capitalize on the market’s natural tendency to move upwards.

Since inception, XUU has delivered 10.84% annualized growth with a 5-year annual performance of 11.07% as of October 31, 2023.

VUN

Established in 2013, the Vanguard U.S.

Total Market Index ETF (VUN) has assets under management of $6.67 billion as of November 17, 2023.

Offering a diverse mix of growth and value equities, the ETF is passively managed and tracks the performance of 3,969 stocks.

Since its inception, VUN has delivered 13.29% annualized growth, including 10.88% in the last 5 years.

XUU vs VUN Performance

XUU Annualized Performance as of October 31, 2023:

  • 1-Year: 10.29%
  • 3-Year: 10.83%
  • 5-Year: 11.07%
  • Since Inception: 10.84%

VUN Annualized Performance as of October 31, 2023:

  • 1-Year: 9.86%
  • 3-Year: 10.07%
  • 5-Year: 10.88%
  • Since inception: 13.29%

 

XUU vs VUN Fees

XUU offers a Management Expense Ratio (MER) of 0.08% which is largely comprised of its 0.07% management fee.

VUN offers a Management Expense Ratio (MER) of 0.16% which is largely comprised of its 0.15% management fee.

XUU vs VUN Holdings

Below are the top holdings within both XUU and VUN:

XUU:

  • iShares Core S&P 500 ETF (48.19%)
  • iShares Core S&P Total US Stock ETF (45.12%)
  • iShares Core S&P Mid-Cap ETF (2.84%)
  • iShares Core S&P Small-Cap ETF (1.16%)
  • Uber Technologies Inc. (0.14%)
  • USD Cash (0.13%)
  • Blackstone Inc. (0.09%)
  • Palo Alto networks Inc. (0.09%)
  • Ferguson plc (0.08%)
  • Airbnb Inc. Class A (0.06%)

As of November 17, 2023
 

VUN:

  • Apple Inc. (6.21%)
  • Microsoft Corp. (6.15%)
  • Amazon.com Inc. (3.03%)
  • Nvidia Corp. (2.34%)
  • Alphabet Inc. (1.80%)
  • Meta Platforms Inc. (1.64%)
  • Alphabet Inc. (1.51%)
  • Berkshire Hathaway Inc. (1.49%)
  • Tesla Inc. (1.33%)
  • UnitedHealth Group Inc. (1.21%)

As of October 31, 2023

Frequently Asked Questions

  • Is it a good time to buy VUN?
  • Does VUN pay a dividend?
  • Does XUU pay a dividend?
Harshil Dhanky

Harshil Dhanky is a financial services professional based out of Toronto, Ontario with extensive experience in the Canadian banking industry across Toronto, Calgary, and Vancouver in the capital markets, asset management, and lending sectors.

In the past, Harshil has worked with a range of consumer lending websites, personal finance advisors, investment managers, insurance companies, and other financial institutions to write and edit whitepapers, articles, blog posts, and other collateral read by consumer audiences to help them make better financial decisions.

His work spans a wide range of Canadian personal finance topics including savings and retirement programs, debt management tips, mortgages and personal loans, and other key financial issues for Canadian consumers at each stage of their life.
Earn Up to USD 4.83% on Your Cash Balances in your Brokerage Account with Interactive Brokers